Our premium products
The future of precious metal ownership
Own precious metals securely and flexibly – physically protected and digitally controllable at any time. This is how modern technology combines security with simple management.
products
Novem Solution Your access
to real ownership
Gold, silver, or platinum – at Novem, you’re not investing in promises, but in physical assets. Ownership that truly belongs to you and can be managed at any time.
NAU Plus (gold)
Gold ownership reimagined – digitally accessible, physically present, and fully yours.
NAU Plus stands for a modern, transparent gold investment: 1 NAU Plus = 1 gram of LBMA-certified fine gold, securely stored, fully insured – and legally assigned to you.
Manage your gold easily via the app: buy, sell, transfer, request delivery or payout – all in just a few clicks.
- 1 gram of real gold – no paper, no promises
- Free storage & insurance
- No confusing fees – no ongoing costs
- Globally manageable: sell, deliver, or pick up
- Delivery possible from 10 g – straight to your home
NAG Plus (Silver)
Silver as a tangible asset – tax-efficient and clearly assigned to you.
NAG Plus gives you access to physical fine silver – with no detours and no hidden fees.
1 NAG Plus = 1 ounce of silver, securely stored and fully insured.
Best of all: VAT is only charged upon physical delivery.
- 1 ounce of physical silver – legally assigned 100% to you
- No storage or insurance fees
- Tax-efficient – VAT only upon physical delivery
- Flexibly managed via the Novem app
- Sell or transfer silver to other customers – instantly and free of charge
- Delivery from 3 kg upon request
NAG Plus (Silver)
Silver as a tangible asset – tax-efficient and clearly assigned to you.
NAG Plus gives you access to physical fine silver – with no detours and no hidden fees.
1 NAG Plus = 1 ounce of silver, securely stored and fully insured.
Best of all: VAT is only charged upon physical delivery.
- 1 ounce of physical silver – legally assigned 100% to you
- No storage or insurance fees
- Tax-efficient – VAT only upon physical delivery
- Flexibly managed via the Novem app
- Sell or transfer silver to other customers – instantly and free of charge
- Delivery from 3 kg upon request
NPT Plus (platinum)
Platinum is more than just a precious metal – it’s a key resource for the world of tomorrow.
With NPT Plus, physical platinum ownership becomes accessible, secure, and efficient: 1 NPT Plus = 1 ounce of platinum, stored in a high-security vault, fully insured – and legally yours.
Ideal for investors focused on long-term relevance, technological innovation, and true scarcity.
- 1 ounce of physical platinum – clearly allocated to you
- Free storage & insurance
- Full access via app – worldwide, in real time
- Sell or withdraw in just a few clicks – 72h payout guarantee
- Delivery possible from 1 kg of platinum
NPT Plus (platinum)
Platinum is more than just a precious metal – it’s a key resource for the world of tomorrow.
With NPT Plus, physical platinum ownership becomes accessible, secure, and efficient: 1 NPT Plus = 1 ounce of platinum, stored in a high-security vault, fully insured – and legally yours.
Ideal for investors focused on long-term relevance, technological innovation, and true scarcity.
- 1 ounce of physical platinum – clearly allocated to you
- Free storage & insurance
- Full access via app – worldwide, in real time
- Sell or withdraw in just a few clicks – 72h payout guarantee
- Delivery possible from 1 kg of platinum
Our benefits
Why NAU Plus, NAG Plus and NPT Plus are better
A comparison that speaks for itself:
Novem products vs. traditional providers
Catergory
Novem
Other Providers
Real Ownership
100% physical, legally assigned to you
Shares or custodial models
App-based management
Globally manageable in real time
Mostly offline, cumbersome
Storage & insurance
Included & free of charge
Often subject to fees & non-transparent
Fee structure
No ongoing or hidden costs
often complex or not transparent
Availability & liquidity
Payout within 72h
Weeks to months waiting time
Tax advantages for silver/platinum
VAT only upon delivery
Immediately upon purchase
Transparency & Control
Full insight & management via app
Limited or not possible at all