Simple, secure, flexible
Saving plans in precious metals
Invest regularly in gold, silver, or platinum – with no minimum amount, fully adjustable at any time, and entirely in your ownership. The smart way to build lasting wealth with real substance.
Saving plans
Many people hesitate because they believe they need to invest large sums at once. The reality: Even small, regular contributions will take you further in the long run – step by step.
A savings plan makes investing simple, predictable, and stress-free. You save a fixed amount every month – without worrying about market prices, timing, or fluctuations.
Building wealth shouldn’t be a gamble – it should be a system.
The cost-average effect –
your automatic pricing strategy
If you invest the same amount every month, you’ll buy more when prices are low and less when prices are high – over time, this results in a favorable average price.
This principle is called the cost-average effect – and it’s one of the major advantages of regular saving.
You always benefit in the long term because the price levels out.
- You gradually build wealth without risking everything at once
- You take advantage of price fluctuations
- You build your wealth step by step – without having to invest a large sum all at once
Savings plans with substance – flexible & valuable
Whether for yourself or the next generation: Our savings plans allow you to invest regularly in real precious metals – transparent, straightforward, and 100% physical.
Choose the model that fits your life: fully customizable, securely stored, and delivered to your home upon request.
Start easily. Benefit long-term. No detours.
NJ - Novem Junior
Would you like to build something lasting for your child, grandchild, or godchild? With Novem Junior, you’re creating a stable foundation – built on real value.
Month by month, the wealth grows – and the best part: there’s an annual 3% bonus.
This bonus is automatically credited to the account – on top of any price appreciation.
50,00€
/ month
- For children & teenagers under 18 years old
- 3% annual bonus on the saved balance
- Start with small monthly amounts
- Symbolic and real value combined – better than any savings account
A gift that grows over time – and shows the child what true value really means.
NE - Novem Exclusive
You want to build real long-term wealth – without complicated contracts or financial expertise? Then Novem Exclusive is the right choice for you.
With a monthly contribution (starting from just €50), you save regularly. Once a specific weight is reached (20 or 50 grams), your precious metal is automatically, securely, and fully insured — delivered straight to your home.
50,00€
/ month
- Start from just €50 per month
- Adjust or pause anytime
- No minimum term
- Automatic delivery at 20 g or 50 g
- You set the pace – we take care of the rest
Ideal for anyone who wants to invest long-term, securely, and effortlessly.